Gratuity = (20-1.2)L
Lve Encashment =10 x (Last pay without MSP+DA)
AGIF = 18L approx after deduction of one time instalment for extended life insurance
COMMUTATION AMT
=8.627 x 12 x % of Pension Commuted *(Gross Pension)
Plus AOBF
Plus DSOPF
1.2 is ECHS